Appraisal Of Obtaining Agricultural Credits/Loans


Format: Ms Word /  Chapters: 1-5 /  Pages: 40 /  Attributes: Questionnaire, Data Analysis


The ever determining food production in Nigeria has prompted development or administration (military and civilian) both present and past to formulate programmed to ameliorate or arrest this situation. One of such programmed is the agricultural credit facilities scheme, which is being implemented through commercial banks. Sequel to this the researcher examined the problems of obtaining loan for financing agricultural production in Edo State

Table of Content

Title page 


Table of content

Chapter One

1.1 Background to the study

1.2 Statement of problem

1.3 Purpose of the study

1.4 Significant of the study

1.5 Scope of the study

1.6 Research question

1.7 Limitation of the study

1.8 Definition of terms

Chapter Two

2.1 Review of literature

Chapter Three

3.0 Research Methodology

3.1 Design of the study

3.2 Population of the study

3.3 Sample and sampling techniques

3.4 Instrumentation

3.5 Validation of instrument

3.6 Method of data collection

3.7 Method of data analysis

Chapter Four

Data presentation and analysis discussion of results

Chapter Five

5.1 Summary

5.2 Conclusion

5.3 Recommendation





Farmer need productive resources and these resources are acquired with owned or borrowed fund. Agriculture is very important to the economic of most developing countries of the world and because of this, a supply of adequate farmer finance is essential for natural well bring.

Since agriculture is the backbone of the Nigeria economy providing employment to about 70% of its population yet this important sector has suffered healect since the oil boom days. Agriculture has totally declined since the early 1970s Nigeria export crops such as groundnut, palm oil and external have evaluate disappeared and the country is a net importer of food crops. Agriculture recorded growth rate in 1975 at about 2.6% while the population grew at about 70% compared to 57-7% in 1993 economic growth summit (1995) the small scale farmers according to the national agricultural policy document for Nigeria (N.A.P.O.N) constitute over 90% of the food and fiber requirement of Nigeria on the other hand large scale farmers produce has than 1% of farm output in Nigeria but they tend to have greater access to farmer inputs including farm credit or loan.

Appraisal Of Obtaining Agricultural Credits/Loans